If we exercise any right or remedy, in whole or in part, that exercise will not prevent us from any further or future exercise of such right or remedy or any other right or remedy. You agree that your electronic signature authorizes The Underwriting Carrier(s) or its authorized representatives: to process this insurance transaction at your request and any future transactions that may be needed to administer and help keep in force your coverage under the insurance policy. The rule will extend so-called “association health plans,” which allow insurance companies to skirt benefit requirements and other parts of the 2010 law. To update your contact information or to withdraw your consent to an electronic transaction, you may contact your Administrator by calling (800) 424-5181. These Web beacons collect certain types of non-personally identifiable information, such as a visitor's cookie number, time and date of a page view, and a description of the page where the Web beacon is placed. The information contained on this website was believed to be accurate at the time it was placed on the website. We will not sell or rent your personally identifiable information or a list of our customers to third parties. A cookie is a small amount of data, which often includes an anonymous unique identifier, which is sent to your browser from a website’s computer and stored on your computer’s hard drive. For example, we will need personal information from you when you submit a question online, or request product information. We reserve the right to change or supplement this Privacy Policy at any time by posting the changes on this website. By providing us with personal information so we may assist you on this website, you are "opting-in" to receive future communication from the website concerning information on products, promotions, or other services that we believe would be of interest to you. The following defined terms are used in these Terms and Conditions: "Payee" means the merchant or other entity to which you authorize a bill payment to be directed. The information collected using these Web beacons does not identify individual users to our site. III. The rates shown are sample rate quotes, not offers of insurance, and may not be available to all persons, based on the underwriting company's eligibility requirements. The CCPA requires that we provide privacy information to California residents and we use this separate section to ensure compliance with the CCPA’s requirements. There is no fee charged for such requests. The Texas Chiropractic Association (TCA) has found a comprehensive and affordable health benefits solution specifically designed for doctors of chiropractic (DCs) in Texas and their staff provided through Medova Healthcare . Box 26450 Phoenix, AZ  85068. Publications ACA members enjoy access to a wide range of publications featuring the latest scientific, legislative and insurance … Email: memberinfo@acatoday.org. A.G.I.A., Inc. and/or its affiliates Bill Payment Service has been designed in compliance with the Payment Card Industry (PCI) data security standards so that no one can access your Payment Account without proper user authentication. You are solely responsible for all bill payments you authorize using Bill Payment Service. The rule was handed down despite deep concerns from consumer advocates, state officials and physician groups, including the American Chiropractic Association (ACA). We use the information we collect about you in order to provide our services, process your transactions, and provide customer service. In the event of any difference between the information on the website and services, the benefit highlights, and the insurance policy, the terms of the insurance policy apply. Some pages on our site, as well as pages where our banner ads appear, and certain emails we send, may contain electronic images known as Web beacons, or single-pixel GIFs. Please rest assured we are taking all the necessary precautions to ensure the health and safety of staff and patients. The program recognizes chiropractors who have excelled in chiropractic practice and distinguished themselves … the categories of personal information we collected about you; b.) You, or a person authorized by you to act on your behalf, or an entity registered with the California Secretary of State and authorized by you to act on your behalf, can make a request regarding your personal information under the CCPA. Cookies can be used to provide you with a tailored user experience and to make it easier for you to use a website upon a future visit. You may print a confirmation of your enrollment election at the time of enrollment, or you may contact your Administrator for confirmation after your enrollment period ends. •    We disclose information to your agent or legal representative (such as the holder of a power of attorney that you grant, or a guardian appointed for you). To earn online CE credit, simply select and complete one of the programs listed below. If any provision of this Agreement is determined to be illegal or unenforceable, then such provision will be enforced to the maximum extent permissible and the other provisions will remain fully effective and enforceable. There is an opportunity on our website for you to voluntarily provide us with personal information for inquiring about AGIA’s business. There is no charge to you for requesting a paper transaction. I. The use of this payment service is at your sole risk. If there is a problem in processing your Payment Instruction, A.G.I.A., Inc. and/or its affiliates may attempt to contact you, using the telephone number you have provided to A.G.I.A., Inc. and/or its affiliates. No delay or omission by us in exercising any rights or remedies under these Terms and Conditions will impair such right or remedy or be construed as a waiver of any such right or remedy. "Business Day" means Monday through Friday, excluding Federal Reserve holidays. The American-Chiropractic Association is an organization that is very active. This section describes the rights of California residents under the California Consumer Privacy Act of 2018 (“CCPA”). Sale of Personal Information         B. This Privacy Policy is incorporated into and subject to the terms of the website Terms of Service. Competitive Health Insurance Reform Act. You agree to pay such charges and authorize A.G.I.A., Inc. and/or its affiliates to charge your designated Payment Card or debit your Payment Account for these amounts and any additional charges that may be incurred by you. Fax: 703-243-2593 When you visit this website, we collect and store non-identifying information about your visit. You represent and warrant to A.G.I.A., Inc. and/or its affiliates that: (a) you over the age of eighteen (18) and have the power and authority to enter into an perform your obligations under this Agreement; (b) all information provided by you to A.G.I.A., Inc. and/or its affiliates is truthful, accurate and complete; (c) you are the authorized signatory of the credit or charge card provided to pay fees contemplated herein; (d) you shall comply with all of the terms and conditions of this Agreement; and (e) you have provided and will continue to provide accurate and complete registration information, including, without limitation, your legal name, address and telephone number. No waiver will be valid unless in writing signed by us. AGIA will not discriminate against you for exercising any of your rights under the CCPA. In effect, it is used to provide and manage products and services we provide and support our everyday operations, including risk management, legal and compliance requirements. Any user who signs up for e-mails can unsubscribe or manage his/her subscription by linking to the personal URL e-mailed to all subscribers. •    We disclose personal information with third parties that we in good faith believe is appropriate to cooperate in investigations of suspected fraud or other illegal activity, situations involving potential threats to the physical safety of any person, or to conduct investigations of violations of the website’s Terms of Use or the Terms of Service Agreement, or as otherwise required by law. You acknowledge that you understand that you are not obligated to enter into transactions electronically and that you have a right to conduct insurance transactions in paper format if you wish. If you permit other persons to use your Bill Payment Service or your bill payment authentication responses or other means to initiate a Payment Instruction on your behalf, you are solely responsible for any transactions they authorize. This collaboration is focused on supplying members with PPE to assist with the new … The American Chiropractic Association (ACA) applauds Congress for passing legislation that will promote fair competition in health insurance markets with the removal of a 75-year-old exemption that allowed these companies to avoid federal antitrust laws. We encourage you to be aware when you leave our site and to read the privacy statements of each and every website that collects personally identifiable information. The American Chiropractic Association (ACA) applauds Congress for passing legislation that will promote fair competition in health insurance markets with the removal of a 75-year-old exemption that allowed these companies to avoid federal antitrust laws. Benefits information above is provided anonymously by current and former American Chiropractic Association employees, and may include a summary provided by the employer. Email Advance Beneficiary Notice of Noncoverage, Journal of Manipulative and Physiological Therapeutics (JMPT), Interprofessional Collaborative Spine Conference 2019, Federal Legislation: Announcements and Analysis, Doctors of Chiropractic and Other Healthcare Professionals, HHS Issues Plan Allowing States More Flexibility in Dealing with Affordable Care Act Rules, Summer Shaping Up to Be Time of Change in Health Policy, New Rule on AHPs Could Lead To a ‘Race to the Bottom’ Market for Health Plans, National Chiropractic Legal and Legislative Action Fund. The rule will extend so-called “association health plans,” which allow insurance companies to skirt benefit requirements and other parts of the 2010 law. However, your withdrawal of consent shall not diminish the legal effectiveness or enforcement of any transaction agreed to prior to your withdrawal of consent. It helps to determine if your insurance carrier is a Healthcare Management Organization or a Preferred Provider Organization. By entering this website and agreeing to be bound by this Agreement, you affirmatively consent to conduct transactions in electronic form. American Chiropractic Association: 230,025: 100: 70: 30: ... Exhibit 8 Health And Insurance Industry Contributors Of ‘Soft Money’ To The 1992 Presidential Campaign, As Of August 1992. Personal Information We Collect     2. In these circumstances, we will use reasonable efforts to disclose only the information required by law, subpoena or court order to be disclosed. By consent, you are acknowledging that you have read and understood this Privacy Policy and agree to be bound by it. Disclosure to Third Parties     3. Chiropractic Economics December 10, 2010. Transaction charges, if any, for using the Bill Payment Service may vary depending upon the Payee and permissible charges allowed in a particular state. a billing transaction, including but not limited to: processing a payment by credit card using the credit card number you have provided; processing an electronic bank draft using the checking account number you have provided; or sending you a billing statement at the address you have provided; or. "Payment Account" means the bank account that you authorize A.G.I.A., Inc. and/or its affiliates to debit by electronic funds transfer when you make your bill payment using account information from your personal checking or savings account. Chiropractic Economics July 13, 2010 July 13, 2010 — On July 1, the Department of Health and Human Services unveiled its latest website — www.healthcare.gov . By accepting this Privacy Policy, you expressly consent to our use and disclosure of your personal information in the manner described in this Privacy Policy. The rule was handed down despite deep concerns from consumer advocates, state officials and physician groups, including the American Chiropractic Association (ACA). Personally Identifiable Information (“Personal Information”) means any information that could reasonably be used to identify you, including your name, address, birth dates, financial information, telephone number, social media contact information, or any combination of information that could be used to identify you. If you choose not to accept these Terms of Service, you will not be enrolled. 1418) passed the House of Representatives and the Senate last year and was signed into law on Jan. 13, removing the 75-year-old exemption that allowed health insurance companies to avoid federal antitrust laws. In the absence of any of the exclusions set forth above, it shall be A.G.I.A., Inc. and/or its affiliates responsibility to correct any transactions not completed in accordance with your Payment Instructions. ACPA strives to protect and improve the health of communities through education, promotion of healthy lifestyles, and research for disease and injury prevention. •    Certain federal, state and local laws or government regulations may require us to disclose non-public personal information about you. As a condition of your use of this website and the services, you agree that you will not use the contents of this website in any other website or in a network computer environment. Your eligibility for particular products or services is subject to final determination and acceptance by the underwriting company. Contact Us 202.778.3200 | ahip@ahip.org. The American Chiropractic Association says chiropractic is included in most health insurance plans. Right to Non-Discrimination. Information contained in or accessed from this A.G.I.A., Inc. and/or its affiliates website is provided on an "as is" basis. We will not share any of your personal information with third parties except in the circumstances described below or with your permission. You understand that this website and the Payment services contemplated hereunder may be performed by third-party vendors. Some internet browsers offer the user a “Do Not Track” technology. This Privacy Policy applies to all services that are offered through the website. The following discloses our website information gathering and use practices and is limited to the protection and use of personal information collected by us in the online environment. This funding also goes towards lobbying for chiropractic medicine. By entering this website and agreeing to be bound by this Agreement, you are providing your affirmative consent to the use of an electronic signature to authenticate the insurance transaction in electronic form. We are IN NETWORK with the health insurance companies listed below. While we generally try to link only to sites that share similar high standards and respect for privacy, we are not responsible for the content, products or services offered or the privacy and security practices employed by these other sites. Its mission is to inspire and empower its members to elevate the health and wellness of their communities. American Chiropractic Association – Personal Protection Equipment and Safety Supplies - PPE Skip to content Don’t forget to use your Promo Code - get it from your ACA website. I. At the current time, this website does not have the capability of recognizing a “Do Not Track” request. The foregoing shall constitute A.G.I.A., Inc. and/or its affiliates entire liability and your exclusive remedy. If you do not agree with the terms of the Privacy Policy, please do not access our website. In order to ensure secure web pages in your browser using SSL, we've acquired a security certificate from one of the Internet's leaders in secure web technology verification. You may have the right to request that we disclose certain information to you about our collection and use of personal information over the last twelve months. Furthermore, you agree that you will not use the website or services to introduce viruses, worms, Trojan horses or other malicious, destructive or harmful codes or programs, and you agree that you will take every precaution not to introduce these harmful codes into the website and services. Here at AGIA Affinity (“AGIA”), we understand this and we work hard to keep information about your use of this website safe. For example, we will rely on your electronic signature to authorize us to process your request for insurance coverage(s) and beneficiary designation(s) made during your enrollment. We may also record the name of your Internet Service Provider (ISP) or your Internet Protocol (IP) Address. In no event shall A.G.I.A., Inc. and/or its affiliates be liable for any other loss, injury, or damages, whether direct, indirect, special, incidental, consequential, or exemplary, including lost profits (even if advised of the possibility thereof) arising in any way out of your use of the bill payment service. By using this website, you accept the terms and conditions of this Privacy Policy and you agree to review this Privacy Policy from time to time to stay informed of changes that may occur. Protecting your privacy when you use this website is our way of ensuring your trust in the programs we offer. However, as described in more detail below, there are limited circumstances in which some of your information will be shared with third parties under strict restrictions, so it is important for you to review this Policy. You agree that from time to time the Payment services contemplated under this Agreement may be inaccessible or inoperable for any reason, including, without limitation: (i) equipment malfunctions; (ii) periodic maintenance procedures or repairs which may be undertaken from time to time; or (iii) causes beyond A.G.I.A., Inc. and/or its affiliates control or which are not reasonably foreseeable to A.G.I.A., Inc. and/or its affiliates. Do Not Track     4. We will comply with all requests, except in cases where such deletion would render your requested product unusable, in which case AGIA will work closely with you to achieve satisfactory results. These Terms and Conditions shall be governed by the laws of the state of California without regard to that state's conflicts of laws provisions and by applicable Federal laws and regulations. We gladly accept all health insurance. For the convenience of our visitors and customers, this website may contain links to other sites. We will post notice of the new Privacy Policy from the privacy links on our website. We collect, store and process your personal information on servers located in the United States. You understand that neither Carrier nor A.G.I.A., Inc. and/or its affiliates makes any representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. American Chiropractic Association (ACA) Now you can receive NCMIC’s risk management discount for taking online courses from American Chiropractic Association. AGIA may also deny data deletion requests if legal or regulatory obligations prevent us from doing so or if we have reason to believe the request is fraudulent. We may include cookies on our website and use them to recognize you when you return to our website. American Chiropractic Association Yes. It may be represented by an account number, policy number, access number or code, or other number used by the merchant to identify your account. If such an acquisition occurs, the successor company would have access to personal information maintained by us, including customer account information, but would continue to be bound by this Privacy Policy unless and until it is amended. How We Use Your Personal Information         A. Once we receive and confirm your verifiable consumer request, we will disclose to you the following: a.) Please review this privacy statement carefully to understand what information we collect on the website, how it is used, and how you can work with us if you have a concern about your privacy. Exclusive benefits & discounts for the American Chiropractic Association. A.G.I.A., Inc. does not warrant the accuracy or completeness of this information, and expressly disclaims liability for errors or omissions in this information. If you would like to exercise your right to request a copy of your personal information or your right to delete your personal information, please contact AGIA customer service by calling (800) 424-5181, or utilize regular mail by using the following address: AGIA Affinity Office of Administration  P.O. Complete product information, including terms and conditions of coverage, is provided at the time of application. American Chiropractic will work with anyone's budget. •    As with any other business, it is possible that in the future we could merge with or be acquired by another company. We also offer non insurance plans. Start by finding out what is covered by your health insurance plan. Competitive Health Insurance Reform Act Becomes Law Thursday, 21 January 2021 (From a January 20th ACA Press Release) The Competitive Health Insurance Reform Act (H.R. California residents can reference Section 7 to find specific information about their privacy rights under the laws of the state of California. Your Rights Under the California Consumer Privacy Act         C. Personal Information We Collect, Sources and How We Use It         D. Exercising Your Rights as a California Consumer     8. 1701 Clarendon Blvd., Suite 200 This information includes your name and e-mail address. With our active lifestyles, it's critical to set up a solid back-up plan … to help you handle almost any crisis away from home. The ACA provides funding for doctors of chiropractic to do research and get continuing education. This information is not specific to any individual and is anonymized to prevent personal identification. The premise of chiropractic medicine in accordance with the American Chiropractic Physician Association is that people are more than just the sum of their body parts. Examples of discrimination could be charging you inflated rates, denying you service or delivering a poor level of customer service for exercising your rights. We hold a seat at the table with government, regulators and bureaucracy; Receive substantial discounts with Guild Insurance, the provider of choice You only receive e-mail from us if you check a box indicating an interest in a particular e-list or if you provide an e-mail address for a customer service inquiry and need an answer via e-mail. Cookies. We may utilize website cookies to collect this information. As the peak body representing chiropractors, the Australian Chiropractors Association (ACA), along with its predecessors, has been supporting chiropractors and enhancing health for 80 years. California Consumer Privacy Act: Privacy Policy for California Residents         A. Link to articles and news about chiropractic in the media. We reserve the right to use your personal information for market research purposes to better serve you but we will not sell your voluntarily provided information and will not share it with unauthorized persons or organizations.
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